Carriers Hollen works with in Tennessee
Individual & family health (ACA)
- Blue Cross Blue Shield
Dental
Vision
Supplemental health
Carrier list as of November 1, 2026. Plan availability varies by county, ZIP code, and plan year, and this list is subject to change. Carrier names and logos are trademarks of their respective owners and are shown for identification only.
Health insurance in Tennessee at a glance
Tennesseans use HealthCare.gov for ACA coverage. Hollen works with Ambetter, UnitedHealthcare, Oscar, and Blue Cross Blue Shield in Tennessee, plus Ameritas for dental. Tennessee's Medicaid program is TennCare; because Tennessee hasn't expanded Medicaid, most adults without children qualify for Marketplace savings rather than TennCare.
Where Tennessee residents enroll
Tennessee residents shop for ACA plans through HealthCare.gov. You can apply on your own, or have Hollen help you apply and compare plans at no extra cost.
For 2027 coverage, Open Enrollment runs November 1, 2026 through January 15, 2027. Choose a plan by December 15, 2026 for coverage that starts January 1; plans chosen December 16 through January 15 generally start February 1. Outside Open Enrollment, you generally need a Special Enrollment Period, usually 60 days after a qualifying life event such as moving to Tennessee, losing other coverage, getting married, or having a baby.
Medicaid in Tennessee
Tennessee has not adopted the ACA Medicaid expansion. TennCare covers groups such as children, pregnant people, some parents, and people with disabilities, under the state's own rules. Adults with income below 100% of the federal poverty level who don't qualify for Medicaid generally can't get Marketplace tax credits, while those at or above 100% may qualify for savings on a Marketplace plan.
Tennessee's Medicaid program: TennCare. Medicaid and CHIP accept applications year-round, and the Marketplace application will tell you if anyone in your household may qualify.
What affects plan prices in Tennessee
ACA premiums in Tennessee depend on your age, your county and ZIP code, tobacco use, who is on the plan, and the metal level you choose. Your health history doesn't affect the price. Marketplace savings depend on household income and size, and in Tennessee they generally begin at 100% of the federal poverty level. The carriers available to you can vary from county to county, so the first step is always checking plans for your exact ZIP code.
How Hollen helps Tennessee clients
Hollen compares plans from Ambetter, UnitedHealthcare, Oscar, and Blue Cross Blue Shield across Tennessee, checks your doctors and prescriptions, explains deductibles and networks in plain English, and helps you apply through HealthCare.gov. After you enroll, she's available for questions during the year and reviews coverage with you at Open Enrollment. Insurance in Tennessee is regulated by the Tennessee Department of Commerce and Insurance.
Coverage Hollen can help with in Tennessee
- Individual / Private Health Insurance
- Family Health Insurance Plans
- Affordable Care Act (ACA) Plans
- Self-Employed Health Insurance Plans
- Student Health Insurance
- Dental Insurance Plans
- Vision
Tennessee health insurance FAQ
Where do I sign up for ACA coverage in Tennessee?
Tennessee residents enroll through HealthCare.gov. Hollen can help you apply and compare plans at no extra cost.
Did Tennessee expand Medicaid?
No. Tennessee has not adopted the ACA Medicaid expansion.
Which health insurance carriers does Hollen work with in Tennessee?
For individual and family health plans in Tennessee, Hollen currently works with Ambetter, UnitedHealthcare, Oscar, and Blue Cross Blue Shield. Availability varies by county and plan year.
What is TennCare?
TennCare is Tennessee's Medicaid program. Children, pregnant people, parents with very low income, and some others may qualify. The Marketplace application can screen for it.
Ready to compare Tennessee health insurance options?
Get a free quote or book a time to talk it through with Hollen. “I work for you, not the insurance companies.”
Other states Hollen is licensed in: Arizona · Florida · Georgia · Indiana · Kansas · Michigan · Missouri · North Carolina · Ohio · Oklahoma · South Carolina · Texas · Wisconsin.