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Licensed in 14 states · NPN 8672777

Licensed in Michigan · NPN 8672777

Health Insurance in Michigan

Hollen Counts is an independent broker licensed in Michigan. She compares plans from multiple carriers to help individuals and families find coverage that fits. “I work for you, not the insurance companies.”

Licensed in MichiganNational Producer Number (NPN) 8672777

Carriers Hollen works with in Michigan

Individual & family health (ACA)

  • Ambetter
  • UnitedHealthcare
  • Oscar
  • Priority Health

Dental

  • Ameritas

Vision

  • EyeMed
  • VSP Vision Care

Supplemental health

  • Allstate Health Solutions

Carrier list as of November 1, 2026. Plan availability varies by county, ZIP code, and plan year, and this list is subject to change. Carrier names and logos are trademarks of their respective owners and are shown for identification only.

Health insurance in Michigan at a glance

Michigan residents use HealthCare.gov. Hollen works with Ambetter, UnitedHealthcare, Oscar, and Priority Health in Michigan, plus Ameritas for dental. Michigan covers expansion adults through the Healthy Michigan Plan.

Where Michigan residents enroll

Michigan residents shop for ACA plans through HealthCare.gov. You can apply on your own, or have Hollen help you apply and compare plans at no extra cost.

For 2027 coverage, Open Enrollment runs November 1, 2026 through January 15, 2027. Choose a plan by December 15, 2026 for coverage that starts January 1; plans chosen December 16 through January 15 generally start February 1. Outside Open Enrollment, you generally need a Special Enrollment Period, usually 60 days after a qualifying life event such as moving to Michigan, losing other coverage, getting married, or having a baby.

Medicaid in Michigan

Michigan has adopted the ACA Medicaid expansion, with expanded coverage starting April 1, 2014. Adults ages 19 to 64 with income up to 138% of the federal poverty level may qualify through Healthy Michigan Plan. Under a 2025 federal law, many expansion adults will need to meet work or community engagement requirements beginning January 1, 2027, unless they qualify for an exemption, so watch for notices from the state.

Michigan's Medicaid program: Healthy Michigan Plan. Medicaid and CHIP accept applications year-round, and the Marketplace application will tell you if anyone in your household may qualify.

What affects plan prices in Michigan

ACA premiums in Michigan depend on your age, your county and ZIP code, tobacco use, who is on the plan, and the metal level you choose. Your health history doesn't affect the price. Marketplace savings depend on household income and size. The carriers available to you can vary from county to county, so the first step is always checking plans for your exact ZIP code.

How Hollen helps Michigan clients

Hollen compares plans from Ambetter, UnitedHealthcare, Oscar, and Priority Health across Michigan, checks your doctors and prescriptions, explains deductibles and networks in plain English, and helps you apply through HealthCare.gov. After you enroll, she's available for questions during the year and reviews coverage with you at Open Enrollment. Insurance in Michigan is regulated by the Michigan Department of Insurance and Financial Services.

Coverage Hollen can help with in Michigan

Michigan health insurance FAQ

Where do I sign up for ACA coverage in Michigan?

Michigan residents enroll through HealthCare.gov. Hollen can help you apply and compare plans at no extra cost.

Did Michigan expand Medicaid?

Yes. Michigan adopted the ACA Medicaid expansion, with coverage starting April 1, 2014.

Which health insurance carriers does Hollen work with in Michigan?

For individual and family health plans in Michigan, Hollen currently works with Ambetter, UnitedHealthcare, Oscar, and Priority Health. Availability varies by county and plan year.

What is the Healthy Michigan Plan?

It's Michigan's Medicaid coverage for many adults ages 19 to 64 with lower incomes. Your Marketplace application can screen you for it.

Ready to compare Michigan health insurance options?

Get a free quote or book a time to talk it through with Hollen. “I work for you, not the insurance companies.”

Other states Hollen is licensed in: Arizona · Florida · Georgia · Indiana · Kansas · Missouri · North Carolina · Ohio · Oklahoma · South Carolina · Tennessee · Texas · Wisconsin.

Looking for coverage in Michigan?

Request a quote or book a time with Hollen. No pressure, just clear answers.