Carriers Hollen works with in Florida
Individual & family health (ACA)
Dental
Vision
Supplemental health
Carrier list as of November 1, 2026. Plan availability varies by county, ZIP code, and plan year, and this list is subject to change. Carrier names and logos are trademarks of their respective owners and are shown for identification only.
Health insurance in Florida at a glance
Floridians shop for ACA coverage on HealthCare.gov. In Florida, Hollen currently works with UnitedHealthcare and Oscar for individual and family health plans, plus Ameritas and Delta Dental for dental. Because Florida has not expanded Medicaid, income level matters a great deal: Marketplace savings generally begin at 100% of the federal poverty level.
Where Florida residents enroll
Florida residents shop for ACA plans through HealthCare.gov. You can apply on your own, or have Hollen help you apply and compare plans at no extra cost.
For 2027 coverage, Open Enrollment runs November 1, 2026 through January 15, 2027. Choose a plan by December 15, 2026 for coverage that starts January 1; plans chosen December 16 through January 15 generally start February 1. Outside Open Enrollment, you generally need a Special Enrollment Period, usually 60 days after a qualifying life event such as moving to Florida, losing other coverage, getting married, or having a baby.
Medicaid in Florida
Florida has not adopted the ACA Medicaid expansion. Florida Medicaid covers groups such as children, pregnant people, some parents, and people with disabilities, under the state's own rules. Adults with income below 100% of the federal poverty level who don't qualify for Medicaid generally can't get Marketplace tax credits, while those at or above 100% may qualify for savings on a Marketplace plan.
Florida's Medicaid program: Florida Medicaid. Medicaid and CHIP accept applications year-round, and the Marketplace application will tell you if anyone in your household may qualify.
What affects plan prices in Florida
ACA premiums in Florida depend on your age, your county and ZIP code, tobacco use, who is on the plan, and the metal level you choose. Your health history doesn't affect the price. Marketplace savings depend on household income and size, and in Florida they generally begin at 100% of the federal poverty level. The carriers available to you can vary from county to county, so the first step is always checking plans for your exact ZIP code.
How Hollen helps Florida clients
Hollen compares plans from UnitedHealthcare and Oscar across Florida, checks your doctors and prescriptions, explains deductibles and networks in plain English, and helps you apply through HealthCare.gov. After you enroll, she's available for questions during the year and reviews coverage with you at Open Enrollment. Insurance in Florida is regulated by the Florida Office of Insurance Regulation.
Coverage Hollen can help with in Florida
- Individual / Private Health Insurance
- Family Health Insurance Plans
- Affordable Care Act (ACA) Plans
- Self-Employed Health Insurance Plans
- Student Health Insurance
- Dental Insurance Plans
- Vision
Florida health insurance FAQ
Where do I sign up for ACA coverage in Florida?
Florida residents enroll through HealthCare.gov. Hollen can help you apply and compare plans at no extra cost.
Did Florida expand Medicaid?
No. Florida has not adopted the ACA Medicaid expansion.
Which health insurance carriers does Hollen work with in Florida?
For individual and family health plans in Florida, Hollen currently works with UnitedHealthcare and Oscar. Availability varies by county and plan year.
What if my income is too low for Marketplace savings in Florida?
Because Florida hasn't expanded Medicaid, some adults with income below the poverty level don't qualify for Medicaid or for Marketplace tax credits. Children and pregnant people may still qualify for other programs. Hollen can walk through your options.
Ready to compare Florida health insurance options?
Get a free quote or book a time to talk it through with Hollen. “I work for you, not the insurance companies.”
Other states Hollen is licensed in: Arizona · Georgia · Indiana · Kansas · Michigan · Missouri · North Carolina · Ohio · Oklahoma · South Carolina · Tennessee · Texas · Wisconsin.