Carriers Hollen works with in North Carolina
Individual & family health (ACA)
Dental
Vision
Supplemental health
Carrier list as of November 1, 2026. Plan availability varies by county, ZIP code, and plan year, and this list is subject to change. Carrier names and logos are trademarks of their respective owners and are shown for identification only.
Health insurance in North Carolina at a glance
North Carolina uses HealthCare.gov. Hollen works with Ambetter, UnitedHealthcare, and Oscar for North Carolina health plans, plus Ameritas for dental. North Carolina is one of the most recent states to expand Medicaid, with expanded coverage starting December 1, 2023, so some adults who once relied on Marketplace plans may now qualify for NC Medicaid.
Where North Carolina residents enroll
North Carolina residents shop for ACA plans through HealthCare.gov. You can apply on your own, or have Hollen help you apply and compare plans at no extra cost.
For 2027 coverage, Open Enrollment runs November 1, 2026 through January 15, 2027. Choose a plan by December 15, 2026 for coverage that starts January 1; plans chosen December 16 through January 15 generally start February 1. Outside Open Enrollment, you generally need a Special Enrollment Period, usually 60 days after a qualifying life event such as moving to North Carolina, losing other coverage, getting married, or having a baby.
Medicaid in North Carolina
North Carolina has adopted the ACA Medicaid expansion, with expanded coverage starting December 1, 2023. Adults ages 19 to 64 with income up to 138% of the federal poverty level may qualify through NC Medicaid. North Carolina also has a state “trigger law” that could end or change expansion coverage if federal funding for it is reduced. Under a 2025 federal law, many expansion adults will need to meet work or community engagement requirements beginning January 1, 2027, unless they qualify for an exemption, so watch for notices from the state.
North Carolina's Medicaid program: NC Medicaid. Medicaid and CHIP accept applications year-round, and the Marketplace application will tell you if anyone in your household may qualify.
What affects plan prices in North Carolina
ACA premiums in North Carolina depend on your age, your county and ZIP code, tobacco use, who is on the plan, and the metal level you choose. Your health history doesn't affect the price. Marketplace savings depend on household income and size. The carriers available to you can vary from county to county, so the first step is always checking plans for your exact ZIP code.
How Hollen helps North Carolina clients
Hollen compares plans from Ambetter, UnitedHealthcare, and Oscar across North Carolina, checks your doctors and prescriptions, explains deductibles and networks in plain English, and helps you apply through HealthCare.gov. After you enroll, she's available for questions during the year and reviews coverage with you at Open Enrollment. Insurance in North Carolina is regulated by the North Carolina Department of Insurance.
Coverage Hollen can help with in North Carolina
- Individual / Private Health Insurance
- Family Health Insurance Plans
- Affordable Care Act (ACA) Plans
- Self-Employed Health Insurance Plans
- Student Health Insurance
- Dental Insurance Plans
- Vision
North Carolina health insurance FAQ
Where do I sign up for ACA coverage in North Carolina?
North Carolina residents enroll through HealthCare.gov. Hollen can help you apply and compare plans at no extra cost.
Did North Carolina expand Medicaid?
Yes. North Carolina adopted the ACA Medicaid expansion, with coverage starting December 1, 2023.
Which health insurance carriers does Hollen work with in North Carolina?
For individual and family health plans in North Carolina, Hollen currently works with Ambetter, UnitedHealthcare, and Oscar. Availability varies by county and plan year.
When did North Carolina expand Medicaid?
Expanded NC Medicaid coverage began December 1, 2023. If your income is low, your HealthCare.gov application may refer you to NC Medicaid.
Ready to compare North Carolina health insurance options?
Get a free quote or book a time to talk it through with Hollen. “I work for you, not the insurance companies.”
Other states Hollen is licensed in: Arizona · Florida · Georgia · Indiana · Kansas · Michigan · Missouri · Ohio · Oklahoma · South Carolina · Tennessee · Texas · Wisconsin.